Iowa (IA) · Flat 3.8% rate

Iowa Paycheck Calculator 2025

Calculate your Iowa take-home pay for 2025 — flat 3.8% rate plus federal tax and FICA.

Estimate only. Does not include local income taxes (if any), itemized deductions, or state-specific additional exemptions. Assumes standard deduction for 2025. Consult a tax professional or your payroll provider for exact withholding.

Paycheck Details

401(k) contributions, HSA, FSA, health insurance premiums, etc.

Bi-weekly Paycheck Breakdown

Gross Pay$3,000
Federal Income Tax−$337
Social Security (6.2%)−$186
Medicare (1.45%)−$44
Iowa State Income Tax−$93
Estimated Take-Home Pay$2,340
11.2%
Effective federal rate
3.1%
Effective IA state rate
Annual summary: Gross $78,000 → estimated take-home $60,850.

Iowa income tax — 2025

Quick facts

State income tax typeFlat rate
Flat rate3.8%
State standard deduction$14,600

Iowa moved to a 3.8% flat tax in 2025, down from graduated brackets.

Iowa paycheck FAQ

What is Iowa's state income tax rate in 2025?

Iowa uses a flat income tax rate of 3.8% in 2025 on all taxable income after the standard deduction of $14,600. Iowa moved to a 3.8% flat tax in 2025, down from graduated brackets.

How much will I take home in Iowa?

Take-home pay in Iowa depends on your gross pay, filing status, and pre-tax deductions. Federal income tax uses 2025 progressive brackets. FICA adds 6.2% Social Security (up to $176,100 wage base) and 1.45% Medicare. State Iowa income tax adds a flat 3.8%.

Does Iowa have local income taxes?

This calculator does not include local or city income taxes. Some cities in states like Ohio, Pennsylvania, and Kentucky impose local income taxes. Check with your employer or local municipality to determine if any local income tax applies to your specific location within Iowa.

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