Estimate only. Does not include local income taxes (if any), itemized deductions, or state-specific additional exemptions. Assumes standard deduction for 2025. Consult a tax professional or your payroll provider for exact withholding.

Paycheck Details

401(k) contributions, HSA, FSA, health insurance premiums, etc.

Bi-weekly Paycheck Breakdown

Gross Pay$3,000
Federal Income Tax$337
Social Security (6.2%)$186
Medicare (1.45%)$44
Estimated Take-Home Pay$2,433
11.2%
Effective federal rate
0%
Effective TN state rate
Annual summary: Gross $78,000 → estimated take-home $63,259. Tennessee has no state income tax — you keep more of each paycheck.

Tennessee income tax — 2025

Quick facts

State income tax typeNone

Tennessee has no income tax on wages. The Hall Tax on investment income was fully repealed in 2021.

No state income tax!

Tennessee is one of 6 states in our dataset with no personal income tax. Residents pay only federal income tax and FICA (Social Security + Medicare) — no state withholding required.

Tennessee has no income tax on wages. The Hall Tax on investment income was fully repealed in 2021.

Tennessee paycheck FAQ

What is Tennessee's state income tax rate in 2025?

Tennessee has no state income tax in 2025. Tennessee has no income tax on wages. The Hall Tax on investment income was fully repealed in 2021. As a result, employees pay only federal income tax (based on 2025 IRS brackets) and FICA (6.2% Social Security + 1.45% Medicare).

How much will I take home in Tennessee?

Take-home pay in Tennessee depends on your gross pay, filing status, and pre-tax deductions. Federal income tax uses 2025 progressive brackets. FICA adds 6.2% Social Security (up to $176,100 wage base) and 1.45% Medicare. Tennessee has no state income tax, so your total withholding is lower than most states.

Does Tennessee have local income taxes?

This calculator does not include local or city income taxes. Some cities in states like Ohio, Pennsylvania, and Kentucky impose local income taxes. Check with your employer or local municipality to determine if any local income tax applies to your specific location within Tennessee.